Inspira Group Orange County Real Estate Blog

Depending upon where your home search takes you in California, you will likely hear the term “Mello-Roos.” Just what is Mello-Roos? In a nutshell, Mello-Roos is a special tax that homeowners pay in certain communities to fund bonds that support the infrastructure of that community. 

A Closer Look at Mello-Roos

In 1982, The Mello-Roos Community Facilities District Act was enacted as an alternative financing plan for municipal improvements and services. Named for California State Senator Henry Mello and Assemblyman Mike Ross, the Act was passed as a response to Proposition 13 which limited the ability of local governments to finance new projects. Mello-Roos allows any school district, city, county, or joint powers of authority to establish what is known as a Mello-Roos Community Facilities District.

These districts supplement services such as police, fire, ambulance, infrastructure, libraries, museums, cultural facilities, parks, schools, and sewer system through bonds; which are paid for by a special tax assessed to homeowners in those districts. So, is Mello-Roos good, or is it bad?

Hello! I am Bob Dalsimer, owner of Inspira Group. At Inspira Group, we are committed to helping people buy, sell and finance homes. As part of that journey, I have decided to take my 25+ years’ experience and put it down on paper (i.e. via Blogs, e-books, videos and other modern communication methods) so that Buyers, Sellers and Borrowers will have a resource and will be able to benefit from my experience and my passion to help people.

I was born in Long Island, New York. I graduated with a MBA in finance from New York University (NYU) and then moved to California in 1987 to work for Kaufman and Broad Homes (KB Homes) in a management position. During my KB Homes experience, I had various positions ranging from Sales Representative to Market Research to Project Management to Land Acquisition. In 1993, the company wanted me to move to Bakersfield to open a division for them, however, we had just bought a home in Laguna Niguel and had two young children, Julie (3) and David (2), so we declined the position and subsequently left the company.